Privacy Statement
Visitors to this bank Website
remain anonymous. We do not collect identifying information about visitors to
our site. We may use standard software to collect non-identifying information
about our visitors, such as:
- Date and time our site
was accessed
- IP address (A numeric address given to servers connected to the Internet)
- Web browser used
- City, state, and country
The bank uses this
information to create summary statistics and to determine the level of interest
in information available on our site.
Visitors may elect to provide us with
personal information via E-mail, online registration forms, or our guest book.
This information is used internally, as appropriate, to handle the sender's
request. It is not disseminated or sold to other organizations.
Some areas of our Website
may use a "cookie" temporarily stored in the visitor's computer
memory (RAM) to allow the web server to log the pages you use within the site
and to know if you have visited the site before.
Security Statement
This Internet Banking
System brings together a combination of industry-approved security technologies
to protect data for the bank and for you, our customer. It features
password-controlled system entry, a VeriSign-issued Digital ID for the bank's
server, Secure Sockets Layer (SSL) protocol for data encryption, and a router
loaded with a firewall to regulate the inflow and outflow of server traffic.
Secure Access and
Verifying User Authenticity
To begin a session with
the bank's server the user must key in a Log-in ID and a password. Our system,
the Internet Banking System, uses a "3 strikes and you're out"
lock-out mechanism to deter users from repeated login attempts. After three
unsuccessful login attempts, the system locks the user out, requiring either a
designated wait period or a phone call to the bank to verify the password
before re-entry into the system. Upon successful login, the Digital ID from
VeriSign, the experts in digital identification certificates, authenticates the
user's identity and establishes a secure session with that visitor.
Secure Data Transfer
Once the server session
is established, the user and the server are in a secured environment. Because
the server has been certified as a 128-bit secure server by VeriSign, data
traveling between the user and the server is encrypted with Secure Sockets
Layer (SSL) protocol. With SSL, data that travels between the bank and customer
is encrypted and can only be decrypted with the public and private key pair. In
short, the bank's server issues a public key to the end user's browser and
creates a temporary private key. These two keys are the only combination
possible for that session. When the session is complete, the keys expire and
the whole process starts over when a new end user makes a server session.
Router and Firewall
Requests must filter
through a router and firewall before they are permitted to reach the server. A
router, a piece of hardware, works in conjunction with the firewall, a piece of
software, to block and direct traffic coming to the server. The configuration
begins by disallowing ALL traffic and then opens holes only when necessary to
process acceptable data requests, such as retrieving web pages or sending
customer requests to the bank.
Using the above technologies, your Internet banking transactions are secure.
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